Friday Free for All!

Its open topic time here. A few interesting stories I’ve noticed this week:

-Canadians juggling record debt loads
-Whisper sweet mortgages in her ear
-Riverview could house 30,000
-IMF: Canadas banks face more trouble
-Bernanke: Economic outlook has worsened
-Homes in bubble regions still wildly over-valued
-30% of recent us buyers have negative equity
-Florida bank blacklists 191 condo developments

What are you seeing out there? Post your news, links and anecdotes here!

note: my recent work on the blog may have disrupted some user accounts. If you’re having trouble logging in please try re-registering. You can still take part in the blog discussion without registering if you prefer.

RSS 2.0 comments feed. Both comments and pings are currently closed.

112 Responses to “Friday Free for All!”

Pages: [1] 2 » Show All

  1. 1
    krrish1 Says:
    B.C. buys 6 more hotels for homeless in Vancouver
    http://www.cbc.ca/canada/briti.....otels.html

    Current score: 0
  2. 2
    krrish1 Says:
    Sofia,
    Still got one and half hours left so
    http://www.123greetings.com/ev.....oses2.html

    this is related to housing sector because every single house require a pair of la belle et garcons,Happy Valentines day.

    Current score: 0
  3. 3
    freako Says:
    NAR Q4 numbers out. Accompanied by the usual spin. Here are the top ten in U.S. dollars:

    San Jose-Sunnyvale-Santa Clara, CA 845.3
    San Francisco-Oakland-Fremont, CA 777.3
    Anaheim-Santa Ana, CA (Orange Co.) 657.4
    Honolulu, HI 625.3
    New York-Wayne-White Plains, NY-NJ 523.3
    San Diego-Carlsbad-San Marcos, CA 522.9
    Los Angeles-Long Beach-Santa Ana, CA 509.7
    NY: Nassau-Suffolk, NY 461.7
    Bridgeport-Stamford-Norwalk, CT 460.2
    New York-Northern New Jersey-Long Island, NY-NJ-PA 457.4

    Current score: 0
  4. 4
    blueskies Says:
    Relax, the sky’s not falling

    http://tinyurl.com/25596w

    The housing market here is still strong,
    the financial turmoil has been muted,
    and high energy prices benefit the Canadian economy because we are a net energy exporter.

    see! it is different here! :-)

    Current score: 0
  5. 5
    freako Says:
    That was a piece of trash article, blueskies. Talk about selectively looking in the rearview mirror. The author even infers motive on U.S analyst:

    This probably won’t stop lots of economists in the U.S. from continuing to forecast a recession. But what must be remembered is that many of those economists work in the financial sector, which has been one of the hardest hit by the housing credit crisis. Their outlook is understandably gloomy, but does it hold true for the whole country?

    I think the author is due for some introspection. Why is this person trying so hard to paint a rosy picture on a bleak backdrop?

    Current score: 0
  6. 6
    blueskies Says:
    Why is this person trying so hard to paint a rosy picture on a bleak backdrop?

    i would guess so as not to panic the sheeple….

    Current score: 0
  7. 7
    blueskies Says:
    in the interest of balance:

    http://tinyurl.com/225ok6

    Meanwhile, sell your real estate now. Sell it now. Now. Get rid of it. All of it. Even if you can’t get 2005 prices (and you won’t). Get what you can now, set the money safely aside

    :-)

    Current score: 0
  8. 8
    hughz Says:
    My guess is that she’s a devotee of the Secret:

    http://www.thesecret.tv/

    Current score: 0
  9. 9
    Snark Says:
    I’ve got mixed feelings about the Riverview project. If that comes to pass it will be a huge deal here. We definitely need to take care of the mental health issue in BC, and I can see how integrating mental health care and normal market housing could be beneficial for those under light care, but are people really going to want to buy high-end market housing that is next to an institution treating drug and alcohol addicts and the mentally ill? Selling that would require the reversal of ‘Not in my backyard’ attitudes, and would be an achievement for hyped salesmanship of an extreme caliber.

    Current score: 0
  10. 10
    scullboy Says:
    No, they don’t.

    Current score: 0
  11. 11
    Tony Danza Says:
    STFU

    Current score: 0
  12. 12
    Tony Danza Says:
    Isn’t Woodward’s sold out?

    are people really going to want to buy high-end market housing that is next to an institution treating drug and alcohol addicts and the mentally ill?

    Current score: 0
  13. 13
    scullboy Says:
    I don’t know about anyone else but yeah, I’ve give it a try…. if it meant paying about 10 cents on the dollar for the property.

    Current score: 0
  14. 14
    scullboy Says:
    It’s hard to know exactly what made people want to buy at Woodward’s but my suspicion would be they figured it was the start of a major steamrolling of the DTES. I seriously doubt they paid Manhattan prices expecing to live in Calcutta conditions.

    OT, I was in line at Future Shop to buy a WII this morning (WIIIIIIII!!!!!!!) Behind me was a grandmother from Wales, and behind her was a guy who had moved her from Belgrade. As I mentioned my bf is from NYC. We were talking about Vancouver, and the Welsh woman said “Vancouver is lovely but it isn’t what it pretends to be”.

    We all had a good laugh over that, comparing Vancouver to Manhattan, London and Toronto. We agreed that Toronto really isn’t a world class city though admittedly it’s large and growing. We agreed tha culturally Montreal has a lot going for it, but Van…. well as she said it’s lovely but it’s not what it pretends to be.

    I think that’s the problem. Locals really and truly believe everyone on Earth wants to move here. It’s a little mystifying.

    Oh, well…. I’m gonna go home tonight, pop in that Godzilla game and stomp the crap outta Tokyo :)

    Current score: 0
  15. 15
    Warren Says:
    scullboy,

    I have mixed opinions, but did you ask those people why they were here? There’s a lot of “best place on earth” yapping going on, but there’s also a lot of “grass is greener” yapping. The bottom line is that you can pick apart anything. Vancouver’s biggest boosters and critics are its own people.

    Current score: 0
  16. 16
    scullboy Says:
    Actually yeah it came up. We all like being in Vancouver, but none of us thought it was on the same level as NYC or London or Paris.

    In a way that’s kind of what makes it desirable. But to claim Van is a cultural capital, as Dosh did a few days ago, is laughable. There are no great museums or galleries here. There are no famous buildings (that I know of). No great artistic movements or trends started here.

    It is what it is, a beautiful, modern city with incredible natural surroundings and a fairly moderate, if wet, climate.

    Make no mistake though, there are many cities like that, and as the cost of living rises to stupid levels here, it makes other cities, for example Seattle, more attractive in comparison.

    I love living here, personally. But I’ve lived in many cities and this one isn’attractive enough to justify the retarded priced people expect to pay for a home. It’s EVERYONE here… the RE agents expect you to kiss THEIR ass, not vice versa.

    It’s a really nice city, but it’s NOT “the best place on earth” and the sooner people figure that out, the better.

    Current score: 0
  17. 17
    richard Says:
    Residential listings surge while existing home sales lower and report on business thinks the boom is winding down but not to worry, they are talking about Canada and not The Republic of Real Estate/Vancouver

    Current score: 0
  18. 18
    Damann Says:
    I had a friend of mine get all pissed off at me cause I was dissing Vancouver. He ( they own two condos downtown, one of which was bought last summer with a HELOC from the first!) said “what is your problem? You bought a place 3 years ago and made lot’s of money on your place, why are you so negative?”.
    Well I first had to correct him that I haven’t made shit all cause it’s all a paper game. You’ve not made piss all unless you SELL AND move away to buy another place. or invest it all. But the most important factor why I was dissing it is because it has become an overhyped, pretentious wanna be city filled with posers and pumpers. Most of which aren’t even from here.

    I also said that I expect the price on my place will be less than what I paid for it once the dust settles. He laughed and said RE never goes down. I told him he should be offloading at leat one but I got he “sell before the Olympics? You’re a moron”

    Vancouver’s charm WAS it’s backwater style and relaxed west coast feel. Those were Vancouver’s best assets outside of natural beauty, now that’s gone and only the beauty remains. All the nice little cool spots are overrun with idiots and developments.

    Might be time to move… The RE will crash but i think the idiots may remain.

    Ok rant over

    Current score: 0
  19. 19
    Lager not Logger Says:
    it has become an overhyped, pretentious wanna be city filled with posers and pumpers. Most of which aren’t even from here.

    I disagree - I think there is a blind faith that real estate always rises, but In my experience the people that believe that ARE from here, or at least have lived here for more than 10 years. I know several people that are from here who’ve heloc’ed their first property to buy a second ‘investment’ property. They don’t really see whats happening in US bubble markets as analogous at all. They do believe in the miracle of the wintergames and don’t understand the concept of future gains expectations being already priced into the market.

    Current score: 0
  20. 20
    Damann Says:
    Hmm interesting. The people that I know from here generally know that Vancouver is famous for being a boom bust town. Alas, a lot forget that I think when they see free money under the rainbow. Or chose to forget it.

    Current score: 0
  21. 21
    westcoastfornow Says:
    lager is right, but i think it depends on who you run with here. to be general of course, seems like people who bought before the runup (35-45) and are ‘investing in condos’ are more on the pretentious side and beleive the hype. people in my age group 25-35 who are just getting married and looking to settle are wondering more and more if its worth staying and questioning how great vancouver really is. i know more than a few who’ve gone to T.O.

    my 2cents

    Current score: 0
  22. 22
    Damann Says:
    The reason I said that the “people not from here” were the worst is probably cause I get the condescending ” Well I have lived in many places before coming here, and believe me this is the nicest city in the world” bullshit. Honeslty I think everyone has drank the coolaid. “Locals” and the “Furiners” (red neck accent).

    Current score: 0
  23. 23
    bdk Says:
    If you never left Vancouver and were told that Vancouver is world class it makes sense.

    However I’ve traveled to Sydney and Perth in Australia ,and spent a few months total there over a few years, I found no one knew much about Vancouver other than it was cold (”I’d never go there, it’s just not tropical”.
    I did have one friend come to visit from Sydney for two weeks in the summer of 2005 and he ended up leaving early because he was bored.

    In Hong Kong I met people who knew Vancouver and Richmond, obviously.

    In Penang, Malaysia nobody knew where Vancouver was, just that it was cold in Canada.

    I’m getting off track here, in Seattle and Portland people don’t know much about Vancouver, ditto for San Diego and the Baja of Mexico.

    All anyone seems to know about Vancouver is the weather sucks and no one I’ve met planned to move here.

    World Class my ass, this is a no fun city with a few tourists attractions, no corporate head offices, no financial hubs, no world famous architecture, and a bunch of drug runners driving fancy cars.

    When was the last time you heard someone compare Vancouvers theatre with New Yorks? New York’s Broadway is a bit bigger and world class than Vancouvers Broadway.
    What is it about Vancouver that compares with New York?

    One is a big city in the world trade headquarters of the world and one is a small cold Canadian town that no one has heard of let alone considers world class outside of Vancouver.

    I bet people in Rochester think they live in the best place on earth too.

    Current score: 0
  24. 24
    Aleks Says:
    I didn’t think anyone was “from here” no matter what their views on real estate.

    Current score: 0
  25. 25
    Tony Danza Says:
    Hang in there, the same attitudes have prevailed in Vancouver with the earlier RE booms. Remember what it was like trying to talk sense into your friends that were pouring every cent they had (and then some) into .com stocks? In a few years everyone in this town will back to normal and the newly arrived will end up back East or North from whence they came.

    Current score: 0
  26. 26
    Dosh Says:
    The reason I said that the “people not from here” were the worst is probably cause I get the condescending ” Well I have lived in many places before coming here, and believe me this is the nicest city in the world” bullshit.

    You might think its bullshit, but it sounds like the people that matter to the market don’t. If people are moving here because its the nicest city in the world doesn’t that disprove the logic that most of you use to argue that a crash is coming?

    Current score: 0
  27. 27
    Damann Says:
    Aleks

    Relax PC police ( how did I know this would happen)

    I was simply refering to people “raised” here with people who have moved here! I forgot “from here” is a dirty word now.
    Most of the people I refered to as “not from here” I meant from the rest of Canada. Probably why they think it’s the greatest place on earth. Compared to -50 in the prairies I guess it does look pretty good. Just not on a world stage.
    I love this city, but I have also travelled more than enough to know that it’s just a city.

    It’s neither here nor there. Everyone in this town is off their rocker for RE.

    Current score: 0
  28. 28
    Damann Says:
    DOSH

    I don’t know many people from London, Honk Kong, Tokyo, Berlin, New York that claim it’s the best place in the world. Coming from some poorer places in Africa, India, Eastern Europe and less privilaged areas, than yah it’s the best place on Earth.

    Current score: 0
  29. 29
    Strataman Says:
    Heavy listing day for condos I think from an agent friend of mine! Have to check Pauls site tonight.

    Current score: 0
  30. 30
    Damann Says:
    When does Paul usually do his update? Or when is it automated to do so? Over the last few days on his site they haven’t been increasing by a huge margin. March will be interesting to see. When does the Spring listing rush usually begin? March or April?

    Current score: 0
  31. 31
    Strataman Says:
    Pauls usually updated by 9:30 PM. Judging by past inventory increases the listings start middle of February and go steady for 8 weeks before a dip then resume in June. The next eight weeks should tell us which way this year is headed.Take a look at Pauls inventory graphs for the last two years it will give you an idea.

    Current score: 0
  32. 32
    freako Says:
    Over the last few days on his site they haven’t been increasing by a huge margin.

    Picked up yesterday.

    Current score: 0
  33. 33
    mohican Says:
    Based on previous years listing activity we should see a huge listings spike from now (mid-february) until mid-april and perhaps longer.

    We have the highest starting point for inventory of the past few years so it will be really interesting to see how far and fast things go. I really think the price declines will come slow at first and then pick up speed through the end of the year.

    Current score: 0
  34. 34
    patriotz Says:
    No, its an ugly city with incredible natural surroundings. Yes the West Side and North Shore look good but other cities have areas that look better (no monster houses) and are a lot cheaper.

    And having known the city in the 60’s and 70’s, I wouldn’t call it nice any more. It’s really gotten nasty.

    Current score: 0
  35. 35
    Anonymous Says:
    Mohican is right. We are higher in most areas than last year.

    Except for Whistler.

    http://fishre.blogspot.com/200.....-2007.html

    Current score: 0
  36. 36
    Strataman Says:
    “And having known the city in the 60’s and 70’s, I wouldn’t call it nice any more. It’s really gotten nasty.”
    I would second that it is not even comparable now, was a much friendlier community minded place and generally cleaner. Traffic was acceptable, and family businesses were the norm. Restaurants were much better. (That will get a reaction I am sure!). Its growth typical of all cities (it’s not differant) has spoiled the former character of the city. It’s just a city now!

    Current score: 0
  37. 37
    Fish Says:
    Sorry - that last comment was from me.

    Current score: 0
  38. 38
    sidelines Says:
    Does anyone know about this Steve Moyer person who wrote the article Blueskies linked to (http://tinyurl.com/225ok6) which urges people to sell their homes? What’s his reputation? Level-headed? A bit of a nut? or what? The article was an entertaining read, I’m just having trouble evaluating the source. Did a bit of googling of his name, but it didn’t help much.

    Current score: 0
  39. 39
    paulb Says:
    I put up some inventory info on my blog. I saw you all chatting about it. We are up 35% in North Vancouver.

    More here- http://paul-northvancouverhomes.blogspot.com/

    Current score: 0
  40. 40
    BOBBYBEAR Says:
    You see, the classic standards of market froth etc. do not apply in Vancouver. Of course even most missed it in Californis etc. as well.

    Nobody comes out and rings a bell.

    Current score: 0
  41. 41
    patriotz Says:
    Greater Vancouver 50% more expensive than Greater New York, you say?

    Take that, Big Apple! New York is big but we are bubblier!

    Current score: 0
  42. 42
    zima Says:
    If vancouver wants to be a world class city it needs a nickname, you know, like the ‘city of lights’ or the ‘big apple’. What do we have so far? ‘no fun city’, ‘the big soggy’.. How about ‘bubbletown’.

    Does vancouver have a nickname?

    Current score: 0
  43. 43
    patriotz Says:
    When you have costs of ownership more than twice rental costs, that’s a clanger you’d have to be stone deaf not to hear.

    And yes some people did hear it stateside in 2005 and some people are hearing it here now.

    Current score: 0
  44. 44
    krrish1 Says:
    Warren,Dosh,

    I am agree with you about Vancouver while critics failed to explain why some other bedbugs and polluted cities are better.

    Zima,(about nick name)

    Full Name:Captain George Vancouver
    Occupation:Royal Navy
    Nick name: Not Known

    There are too many George and too many Captains in the world so Vancouver is least possible name there is one in seattle but no where else in the world so just keep it.

    Current score: 0
  45. 45
    Clarke Says:
    Having moved here from the prairies, I have thought Vancouver was a step up, but was always a bit leary of “The best place on Earth” hype, that did not really seem to mean anything. From my perspective, Vancouver is definitely not a backwater, but it is not a world capital either. Certainly a lot of people did buy into the hype, and more seriously, bought into RE though.

    Current score: 0
  46. 46
    patriotz Says:
    But but but… I thought Canada was different!

    The great boom is winding down

    “Saskatchewan was also strong, with sales in Regina rising by 43.7 per cent while the average price rose 69.1 per cent, and in Saskatoon by 37 per cent with the average price up 36.5 per cent.”

    Saskatoon
    Saskton
    Sockton
    Stockton!

    Current score: 0
  47. 47
    Michael Randallbard Says:
    “are people really going to want to buy high-end market housing that is next to an institution treating drug and alcohol addicts and the mentally ill?”

    I know a lot of people in West Van and have been in many homes there as my partner is a decorative finisher. I can tell you that the only thing that is different is where they buy thier drugs from and that they can afford to pay for psychiatric help that is not extended to the poor. Also Beverly Hills, where I’m from, has more people seeing shrinks per capita than anywhere in America. So people can pick the kind of drug addict they want as neighbors, it’s a free country.

    Current score: 0
  48. 48
    Clarke Says:
    The Saskatchewan housing boom coincided with a period of very strong economic growth, where there was even positive net migration-pretty unusual for that province. That being said, while there was a spike in demand for housing, prices rapidly seemed to climb into the bubble zone. Rents are still modest in urban Regina and Saskatoon.

    Current score: 0
  49. 49
    Anon Says:
    And real “World Class Cities” ie. New York, London, Paris, Chicago, do not need to market themselves as World Class. They just are.

    Current score: 0
  50. 50
    Drachen Says:
    Zima

    “If vancouver wants to be a world class city it needs a nickname”

    Well there’s always Coupland’s “City of Glass”.

    Also we’re sometimes called “Hollywood North”.

    Most cities have nicknames… The problem is not in HAVING a name but having an internationally known nickname (not that Paris or London or Moscow or Hong Kong or LA or San Fran or Beijing need nicknames apparently).

    Current score: 0
  51. 51
    krrish1 Says:
    They just are——falling off the clips because they don’t have certificates to support their claim over Vancouver.
    you guys are failed to prove why some other but not Vancouver but I can show you why it’s Vancouver but not other except some Austrailian cities.

    Here are the distinction to call some place a best place on earth and Vancouver got them as following…..

    Quality of Living rating: 1.1
    Quality of life index: 1%

    Stability EIU Rating (out of 5)
    Prevalence of petty Crime: 2
    Prevalence of violent Crime: 1
    Threat of military conflict: 1
    Threat of civil unrest/conflict: 1
    Threat of terrorism: 1
    Stability rating: 1.2
    Stability index: 5 per cent

    Healthcare
    Availability of private healthcare: 1
    Quality of private healthcare provision : 1
    Availability of public healthcare: 1
    Quality of public healthcare provision: 1
    Availability of over the counter drugs: 1
    General healthcare indicators: 1
    Healthcare rating: 1.0
    Healthcare index: 0 per cent

    Culture & Environment
    Climate: Humidity/Temperature rating: 1
    Climate: Discomfort to travellers: 1
    Cultural hardship: Corruption: 1
    Cultural hardship: Social/Religious restrictions: 1
    Cultural hardship: Level of censorship Recreation: Sports: 1
    Recreation: Culture: 1
    Recreation: Food and drink : 1
    Availability of consumer goods and services: 1
    Culture & Environment rating: 1.0
    Culture & Environment index: 0 per cent

    Education
    Availability of private education: 1
    Quality of private education provision: 1
    General public education indicators: 1
    Education rating: 1.0
    Education index: 0%

    Infrastructure
    Transport: Quality of road network: 1
    Transport: Quality of public transport: 1
    Transport: Quality of regional or international links: 1
    Availability of good quality housing: 1
    Utilities: Quality of energy provision: 1
    Utilities: Quality of water provision: 1
    Utilities: Quality of telecommunications infrastructure: 1
    Infrastructure rating: 1.0
    Infrastructure index: 0 per cent

    where 0 per cent means the city is exceptional and 100 per cent means it is intolerable.
    Vancouver attained an overall score of 1.3 per cent thats what makes our city the best place on earth.

    Current score: 0
  52. 52
    zima Says:
    Good point Drachen, I guess Vancouver does have some nicknames, but I don’t know of anyone outside this city who knows we refer to it as ‘hollywood north’ and I’ve never heard of anyone besides coupland refer to it as ‘city of glass’.

    Current score: 0
  53. 53
    evergreen Says:
    “If vancouver wants to be a world class city it needs a nickname”

    Heard of “Hongcouver”?

    Current score: 0
  54. 54
    casual observer Says:
    I was a little surprised regarding Canada’s immigration system. A couple of years ago, I met a guy from England. He was a skilled, experienced tradesman in his early forties. He had some money, didn’t have any illnesses, and was quite ambitious. In other words, he was not going to be a drag on our social system. He told me that it took him three years to jump through all the hoops in order to come to Canada.

    They even made him take a French exam (which wasn’t a problem because he had lived in France for a few years). He thought that everyone in Canada must be bi-lingual since he had to take a French exam. He was very shocked when I told him that many immigrants that come to Canada don’t even know how to speak English, let alone French. Is it me, or does this not make any sense? Why such scrutiny for a “highly desireable” and employable person, when others who are just going to be a drag on the system seem to get in very easy?

    The reason we were talking about this was that he was a little upset because he sold his place in England, expecting to be able to move to B.C., not realizing it was going to take three years to get permission. In the meantime, he missed alot of the upside in the U.K. market, only to move to our province at the apparent peak of ours. He came here on vacation with his wife, and fell in love with our scenery, and decided to move here. Incidentally, he ended up moving back to England after about a year. It seems that he could make alot more money working there (2 - 3 times as much), while it would be very difficult to buy anything worthwhile here on the wages being paid in this province.

    Current score: 0
  55. 55
    Redeye Says:
    Does anyone know where I can find a historcial graph showing the median income in Vancouver vs the median house price. (Similar to the one in the WSJ showing California?)

    Thanks

    Current score: 0
  56. 56
    scullboy Says:
    STFU. Seriously.

    Current score: 0
  57. 57
    scullboy Says:
    Jesus, will you please STFU.

    Current score: 0
  58. 58
    mohican Says:
    redeye - look at the 4th chart down on this page http://tinyurl.com/3yter9

    Current score: 0
  59. 59
    Drachen Says:
    Not much point Redeye. Our income has only risen at about the same pace as inflation. Just find an inflation adjusted price graph.

    Current score: 0
  60. 60
    Andreas Says:
    Casual Observer - I’ve noticed this too living in richmond, but essentially what happens is we have lax laws to people who have a lot of money, who get immigration if they come here to open a buisness that will hire i believe 6-7 full time employees.

    I think someone was on the right track of vancouver being called “hongcouver”. I don’t really care if people take it as being racist. Growing up in richmond and watching the cliques not try to assimilate into canadian culture and essentially take advantage of canada’s healthcare, welfare and social services. I have had friends who work for the government through the CRA and was really suprised to hear how many immigrants come here apply for welfare and every grant they can get, and their children will go to school here while driving a bmw. But what can we do? The birthrate is declining and they have to be lax to immigrants to bring their family here to bring the population up.

    As for Vancouver? Like I’ve said in earlier threads. I love this city. I grew up in the east side and even though it was not the best area, It holds a special area in my heart. It’s sad that once I finish college and become an RN I may look for a different area to live in if things keep up.

    Current score: 0

Pages: [1] 2 » Show All