Have to be careful looking at things in isolation. While UK has lower cancer survival rates than the US, the US has a higher cancer death rate than the UK. Basically, your odds of surviving cancer *should you get it* are (arguably) higher in the US – but the odds of actually getting cancer are also quite a bit higher in the US. The net effect is that Americans are more likely to die from cancer than residents of virtually any other G7 country.

Further, cancer death rates inside the US have tremendous variation following a fairly distinct geographical pattern. Basically, there are large swaths of the US where your odds of dying from cancer are 50% higher than in other regions.

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“This is madness, this is insanity, they have more than doubled the American national debt in one weekend for a bunch of crooks and incompetents. I’m not quite sure why I or anybody else should be paying for this,” Rogers told “Squawk Box Europe.”

http://www.cnbc.com/id/26603489

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Prof. Sommerville et al are claiming roughly 2-3% real growth for detached properties. That is significantly above the population growth rate. Real growth for detached homes cannot exceed real income growth and population growth because, despite rumours to the contrary, there is still vacant land on which to build.

Perhaps, instead of being lost in the morass of underutilised asset valuations, they should have started with determining fair valuations of fully densified condos.

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“$1250 / 1br – Coal Harbour 1 Bedroom w/ Parking & Locker (1166 Melville St., Van BC) (map)”

It’s on craigslist right now.

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While smart buyers and fool sellers will be countinue MR.BEAN will be loughing his ass off because study show 10% Reduction =10% of REALTORS COMMISION.-Shakira and enrique eglisia

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Strataman, using craigslist data is the LEAST of that report’s problems. Its calculations are fatally and fundamentally flawed. What a disaster; it’s embarrassing even for the Sun’s editors its conclusions were published. A professor in a first year finance course would have failed this paper on the spot.

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About $2.20 per sq ft is realistic to pay. Landlords do get more on occasion but they are sometimes renting to international students and people with dogs, sketchy “jobs” and references etc.

The only 1990′s buildings in yaletown that have close to 1000 sq ft units would be the 1000 beach complex or rosedale on robson and they are more like 900 sq ft and they are EARLY 90′s so not less than 8 years old. The beach towers have had property management companies advertising 1150 sq ft units in the $2k range, it was a listing with Rancho.
For coal harbour the palais georgia was built in 1990 and has 1200 sq ft units and also rents for quite cheap, although there is a humongous disparity between landlords ($1800-$3000 for 1200 sq ft).

For 8 years old a big 2 bedroom is 900 sq ft and a lot of them are 820.
For the 8 year old units IMHO the best deal is the 680 sq ft 1+den with only 1 bathroom and those can be had for as low as $1300 and can command up to $1800 if it has a prime view.

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I’m looking for a 1 bdr den for two of us to move into downtown; a real 1 bdr den of normal 1990′s size of 1000sqft not the micro apartments they are constructing now. Any suggestions of what reasonable rent should be, say for a building less than 8 years old.

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Your stats on cancer survival were supposed to impress me? Not even for one second.

Here’s some stats on topic:

Nearly 90 million people – about one-third of the population below the age of 65 spent a portion of either 2006 or 2007 without health coverage.

And…8 in 10 uninsured people come from working families – almost 70 percent from families with one or more full-time workers and 11 percent from families with part-time workers

Also…Nearly 40 percent of the uninsured population reside in households that earn $50,000 or more. A growing number of middle-income families cannot afford health insurance payments even when coverage is offered by their employers.

I would love to go on, and I really could, there are plenty of stats out there. Let’s just say you’re entitled to your opinion, as am I.

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This is an extremely poor way of establishing local rents. Craigslist prices in particular are fantasy rents.

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http://en.wikipedia.org/wiki/N.....y_analysis

“The National Center for Policy Analysis (NCPA) is an American non-profit conservative think tank.”

Global warming deniers as well.

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“Americans, seriously… state run mortgage lending is ok but state run healthcare is communist and will mean the destruction of your free state?”

Are you seriously really unaware that US state governments spend about 20% of their budgets on health care, or that Medicaid covers about 40 million low-income people, that Medicare covers another 40 million disabled and elderly?

Or that US government healthcare programs are the world’s largest, and that the US spends more per capita on healthcare than any large country on the planet?

Many Americans oppose universal state-run care not because it’s “communist,” but because it would increase wait times, deprive them of treatments and , as in the UK’s NHS, result in high rates of death from serious diseases like cancer.

Study:

“According to the survey of cancer survival rates in Europe and the United States, published recently in Lancet Oncology.

-American men have a five-year survival rate of 66 percent — compared to only 47 percent for European men.
-American women have a 63 percent chance of living at least five years after a cancer diagnosis, compared to 56 percent for European women.
http://www.ncpa.org/pub/ba/ba596/

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I think your taking our loan situstion as a total safe bet, I think Coast Capital is heavy into personal loans using home equity, demand loans so to speak. I believe they could have millions of dollars of unsecured speculative loans.

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No problemo, the mortgages are CMHC insured (well at least those for over 80% financing, and I don’t see many defaults for the rest). So the taxpayer is holding the bag.

Where they might get in trouble is with construction financing and other business lending tied to RE. This has taken other CU’s down in the past

“We think this is good for Fannie and Freddie because the US government used to be invisibly guaranteeing them, but now it is taking explicit action to positively guarantee them,” said Bank of China spokesman Wang Zhaowen.

http://news.bbc.co.uk/2/hi/business/7603754.stm

Uncle Sam’s loan shark has spoken.

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Looks like UBC has decided that the prices are coming down after all.
Maybe it’ll just be for one month and then will go up again just like Miami, Las Vegas and California.

John, what are you doing this afternoon? I’ll drive if you want to go buy up some assignments.

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