If you’re waiting out the current real estate market in the hope for a return to sane prices, chances are you’re saving up at least some of the difference between rent and sales prices. The question then is: what are you doing with your money? Do you have it stuffed in a mattress or buried in a jar in the backyard? What are your expectations of return on capital and do you expect to beat inflation?
Stock markets are way up again, the local real estate market is close to it prior peak again and rock bottom interest rates mean any guaranteed returns are pretty low, so the challenge is to find sectors with room to grow. Are you content with the 2% you can get on a saving account or are you playing the markets and buying up bonds and GICs?