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The Big Six Canadian banks (in unison): We’re concerned easy-money tax payer insured mortgages are encouraging people to go into more debt than they can handle and they won’t be able to pay off their uninsured debt.
The Finance Minister: Right now, there is no compelling evidence of a housing bubble in Canada.
The Big Six Canadian Banks (in unison): We fear the wide ranging economic fallout of a US-style binge-and-collapse in housing.
The Finance Minister: There are certain tools available to the government if we choose to use some or all of them.
The Big Six Canadian Banks (in unison): Please sir, let go of that lever.
The Finance Minister: Yee-haw!