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I’ve read mostly all the comments and to those of you who say that you can survive on $170/month for groceries must be living like animals. Think about this, groceries are not just about food. It also includes, soap, detergent, toilet paper, and every thing else you can think of you need to maintain a home. GROCERIES IS NOT JUST FOOD. And even if it was, you can not live on just eating vegetables and fruit. Even vegans cheat! I have never known a vegan who didn’t cheat. It’s kind of like the 300lb woman saying, “I have no idea how I got so fat, I only eat vegetables and fruit,” yeah right, and then you catch her in the pastry section of your local Safeway (yes, i’ve had this happen to me once). Even for vegans, they need to… Read more »


@HAM Solo: “Beans are healthy and cheap”

You’re full of gas!


Funny how everyone focuses on the food costs but no one has brought up that the family of four is not even living in Vancouver.

For anyone who grew up in Vancouver, Surrey is not it. Claiming to be talkIng about Vancouver budgets while assuming Surrey is a significant error.

carpet muncher

@macho nacho:

That is an excellent reply. yes, it is a slow “Creep”…that’ll eventually wipe out many folks ability to sustain


I just got to get 2 cents in again, since the thread is “dead”, it wont hurt (we had 2 discussions going on, but I guess food costs is a dear subject to many). I think many people have lost a skill, a very valuable skill, that will be very important when things will get tougher, and that skill is to know how to cook, how to utilize low cost nutritious ingredients, cook in bulk, cook freezer meals, grab and go snacks with little effort. Many have assumed you need to buy expensive ingredients in order to produce a good meal, nothing is further from the truth. You can make fantastic meals with very little effort, cheap ingredients using pressure cooker or a slow cooker, both energy and time savers. Also to know your prices is a skill too. Just… Read more »


#121 @an observer: I think it depends on the kids. Young kids are cheap. For teenage boys you should consider a trough.


In regards to are etf’s derivatives
E-minis are derivatives
SPY are only derivatives in the sense that they are derived from the S&P 500
the SPY cannot exist without the S&P 500


Life is too short to eat shitty food. That $170 wont even get u a decent frozen dinner a day nevermind three meals. I have no idea what i spend on food, never bothered counting, but if i had to guess around $1000 for three people a month.



Hmmmmmmm….I bought locally grown apples at the SuperValu a couple of days ago for $0.69 a pound.

When I visited Anaheim, CA back in ’95 I was surprised how expensive the produce was; I swear it was more expensive in California than if I bought California produce at a supermarket in T-dot. Weird…..

California economy is in the crapper right now, that may really put a lid on what they can charge for the basics of life. Just my $0.02….

HAM Solo

Beans are healthy and cheap


For some reason people in canada don’t enough of beans, lentils, and rice. You can eat healthy and cheap by consuming this high protein, high fibre, and high complex carb food. Add a vegetable and milk and you can eat cheap, healthy, and protein rich.


Sold listings are seventy-one. Take that bears. I longhanded your precious “numbers”.



@real_professional: was truly an honour to meet you all! Surprisingly, Ben had much less fur than I imagined.

midnite toker

When I first moved out at 20, I basically lived on perogies, ramen , bread and whatever I could grab from the pizza place I worked at. But you cant do that for long 🙂



Speaking of a douche, this just landed in my inbox.

Where is the douche? Garth specifically said to only fill out the forms if people wanted future contact with him and his co. I didn’t, and I didn’t. Listen next time, and don’t sign up for solicited spam, then call the person a douche?


@T: I think it’s not quite as simple as individuals so we could go back and forth for a while. I buy at Superstore and on specials; do our baking, buy in quantity on sale, eat vegetarian 2 or 3 nights per week. With groceries and incidentals we’re spending $850/month averaged over the year, and there are very few frills (but not none) to cut. Each member of my family eats, bathes, wears clean clothes, and has a clean environment, etc. for about $7/day, and couldn’t cut cost without cutting into nutrition. But that’s two growing, active boys; one has allergies; I am active in my work and hobbies; and my husband bike commutes 20K/day. I could definitely feed and care for seniors for cheaper. A bit of soup and toast! Not nearly as many grass stains on the knees!… Read more »

an observer

@T: “Those that say they can’t feed a family of 4 off of $550 a month. Are you shopping at budget stores or are you shopping at whole foods, choices, greens, safeway, urbanfare?”

It would be very tough even when shopping at costco and cooking everything yourself. You are looking at 360 individual servings for meals and 240 snacks…

Dinner alone for 30 days x 4 people will hit $550 pretty quickly if you plan on having protein.

Realistically getting it under $1000 a month for a family of 4 would require a lot of bulk purchases and freezer space with basically no spoilage.


#114 @ReadyToPop: Not a word about China and its artificial commodities demand.


I just had a pint o beer with Jesse from VCI and Ben Rabidoux… genuinely nice guys!

Also, zero down from VAA was there. Equally nice.

We have deduced patroitz’s identity as none other than…. Mark Carney


#109 @Extend and Pretend: “At some point there will be no possibility of a soft landing.”

I believe we are in fact there, and that fact is well known even if it is not spoken. The question is whether we ever return to a market economy or if this morphs into some communist fascist mindfuck. The United States, whatever its flaws, popped the bubble. This country has failed a significant moral test by knowingly feeding it.

Extend and Pretend

@Ketel One: Safe Uncorrelated Trading Your skepticism of investment advisors is a good start. Don’t trust them. If they had a sure trading system, they wouldn’t need transaction cuts of your money! A financial advisor that takes a cut only from gains is the ideal one. For additional uncorrelated choices outside of your TFSA learn how to trade futures directly in your regular margin accounts. The corn drought this year was very uncorrelated for one example. Shorting Facebook shares or selling the single stock future was also very profitable and uncorrelated with the index. TFSA has the advantage of being tax free on income, so timing dividend and interest paying instruments is better done in the TFSA. Capital losses in your TFSA are not tax deductable, so a better strategy is to take that unavoidable capital losing year in your… Read more »


A couple of times I’ve challenged myself to eat as cheaply as possible (within reason) for a few weeks and I’m always amazed how much “fat” is in my food budget. By planning ahead, shopping wisely, and preparing everything from scratch I have been amazed at how much I can save. Not only that but I actually eat better and feel better than I normally do.

I kind of suggest people try it for a few weeks only because I found it reassuring to know that I could pretty easily cut $400/month from my current food budget if I had a financial emergency. However without that emergency I’ve never been able to keep it up for more than a few weeks. 🙂


@Troll: let’s call ETFs “structured products” and everybody will be happy. End of conversation 🙂


@ rp1

Moody’s take on it….page 5 in particular.

Storm Clouds Gather Around Canadian Consumer Credit


Those that say they can’t feed a family of 4 off of $550 a month. Are you shopping at budget stores or are you shopping at whole foods, choices, greens, safeway, urbanfare?

I can see $500 being possible to fully nourish a family of 4 for every day of the month. Provided that everything is made from scratch and bought from a budget store. ie. No Frills, Walmart, and your local Independent grocers.