@Devore, I agree. If the suite is rented, then there is no recourse. But if it sits empty for weeks after the landlord did not accept reasonable alternate proof of income, a case for discrimination can be made in various ways. Much is being made of the fact that SIN is mentioned directly in the BCRTO guidance, so I’ll give one more example that makes it clear that the intent is not being understood. Consider a foreign student with ample alternative proof of sufficient means but no SIN. What do you think BCRTO would say about a landlord that insists on a SIN and Canadian credit check, when none is legitimately available? It’s illegal discrimination against a particular group of tenants, that’s what it is. Remember people, record your conversations with landlords. You never know what they’ll say that you… Read more »

I think everyone agrees that house prices in general have reached a peak. Even at low rates, higher prices just are not sustainable unless momentum/Ponzi thinking rears its head again. Having said that, a catalyst is needed to scare people. Then it’ll be downward momentum. The thing that is different here is that the banks are our CMHC and our Finance Minister. Garths Blog does another head fake. Now no interstate rates hike..lol 1) first it was ‘crash’ 2) then it was ‘correction followed by melt’ 3) then it was interest rates are going to rise last year. 4) then it was he was talking about bond yields and not the BoC rate. 5) then it was that in demand areas will hold their value while others crumble. 6) now he says interest rates won’t rise anytime soon. Then they… Read more »

@VHB Says: “Here is my archive of PaulB” Thank you!

Now others can do their own work or QC their data. Here is one already:

Looking back at a Feb 2012 summary posted on VCI:

http://vancouvercondo.info/2012/03/friday-free-for-all-195.html/page-4/#comment-145923

For Feb 8, 2012 it quotes 516 listings. I was told by a recent VCI commenter that was the sum of Feb8 + Feb9 listing counts. When I add up your Feb8 + Feb9 == 265 + 229 == 494 != 516.

The rest of the Feb2012 listing counts are in agreement with yours and since you have both days it’s safest to assume the other post was faulty arithmetic.

Thanks again for posting your copy of the data.

Short’em High Says: “you have my reply on precisely how to deal with discriminatory/excessive financial disclosure to landlords”

The problem is landlords are allowed to do credit checks and ask for a SIN to do it. They can refuse to rent to you if you do not provide it. It is that simple. Those are the regulations. I didn’t make them up just passing on the information. When people like you provide false information that landlords are being ‘discriminatory’ when they request this information and that a renter can win a case with the RTO based on ‘discriminatory/excessive financial disclosure’ it is just completely not true. You are misleading people.

VHB Says: Need the backdata on daily sell-lists?

Yes, thanks!

You could post a file to

https://anonfiles.com/

and publish the link on the board.

Then even those who have the data can compare entries with yours. Maybe you’ll get some feedback on differences.

@N

Quick explanation:
We would have alternating periods of deflation and inflation, more or less equally. Not the constant 2% inflation that central banks target which is only to the benefit of those with first access to money.

Some reading to start if you’re interested

http://globaleconomicanalysis.blogspot.ca/2010/11/unthinking-economic-parrots-and.html

History of US inflation: http://libertyblitzkrieg.com/wp-content/uploads/2013/01/InflationChart.png

how about this:

“Money is loaned to the producers (industry) by the National Credit Office, for the production of new goods, which brings a flow of new goods with prices . Since wages are not sufficient to buy all of available goods and services for sale, the National Credit Office fills the gap between the flow of purchasing power and the flow of total prices by issuing a monthly dividend to every citizen. Consumers and goods meet at the market place (retailer), and when a product is purchased (consumed), the money that had originally been loaned for producing this product returns to its source, the National Credit Office. At any moment, there is always equality between the total purchasing power available in the hands of the population, and the total prices of consumable goods for sale on the market.”

“Not the same type of deflation I referred to.”

What kind of deflation would we get without central banks?