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“It’s astonishing to me that people are not picking up on this. If you see volumes crash and prices still rising, you shouldn’t be thinking everything is fine, you should see that as a warning sign,” he says.”

But we aren’t seeing volumes crash.

Vote down at will.

You can rent a luxury house in Vancouver for far, far less than in any of those cities.

That tells you a couple of things. Can you figure them out?

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Tells me that Vancouver is the new India and Philippines?

When I was a kid (in the stone ages) I remember going to the local grocery store, and some random worker earning minimum wage would tell me that they would go back to their country once a year, where they would live like a king, because the wages they earn here in Canada was so much higher than the cost of living back home. I’m thinking they were referring to India. The cost of living was so low that they could send home a couple of hundred bucks a month to support a whole family, like nannies and support workers here in Canada send money home to the Philippines. Yet people come to Vancouver from China and speak the same of the price of real estate. I hear that they think the cost of $2 million dollars for 4000 sq… Read more »

@Devore @T @Skook The first question you have to ask before extrapolating anything from a HPI is what you’re trying to measure. It has some usefulness for long-term prices and comparing cities, but tells you nothing about liquidity. HPIs lag, big time. Look what happened in late 2010 when Van’s average price started rising while HPI was declining. http://i.cubeupload.com/vuClNd.png Now Van’s average price will head down while HPI goes up. What does that tell you? No matter what, average prices (dollar volume/sales) always leads a HPI because it’s derived from actual transactions and not formulated to act like a moving average. What’s flawed about it is that it’s meant to take out volatility so the average Joe and Jane who think in linear terms can understand it. Would you trade stocks based on a 200 day moving average? How much… Read more »

A very stressful call for help (from a message board in US):

“Last year, my mother bought a LEASEHOLD condo in Vancouver the price is $160,000, after buying the condo, as inexperienced landlords we can not find a renter. I do not know what to do, there are 400 monthly management fee, renovation cost this year is $2000, and now the windows are blocked due to the renovation (ordered by the strata?), so it is even harder to rent it out. The condo was bought using my the CREDIT LINE, …”

I said “sell it now and take a loss”.

Canadians appear to be ‘drunk on housing’ and approaching a hangover

Regarding the HPI, I thought this was a useful historical benchmark until the Fucked it up by completely changing it. It’s no longer a consistent measure for comparing historical prices.

@frank whatever helps you sleep at night, cadre

17,000 square foot! Now there a sustainable space to live in. And for once we cannot blame the Chinese, this is some local bloated money-bags. Are there no building codes on Bowen that would prevent such a monstrosity being built?

from the resilience link: “my friend Chris Corrigan has written, is hopelessly fixated on the only ‘growth’ business on the island — increasing property values — and the island’s elected officials, thanks to the orchestrated ousting of all the Greens in the last municipal election by a cabal of developers and deluded libertarians, are now either developers themselves or in thrall to the mantra of increasing property values at any cost. And that cost includes an upsurge in the horrific destruction of the island’s wildlands and shores for monster mansions, massive driveways and docks for private yachts http://bowenbulletin.artisanoffice.com/2013/08/01/paddling-to-crc/ “Standing on my paddleboard on a beautiful summer Sunday I head out from Tunstall Bay, into a small headwind and down to Cape Roger Curtis. I like that I practice a water sport that requires me to take a stand. It’s a… Read more »

http://www.resilience.org/stories/2013-08-09/enough-to-go-around-the-case-for-community-currency very interesting article on currency reform on Bowen island “There are many unused and underused buildings, areas of cleared land, and empty rooms, while rents here (and in neighbouring Vancouver) are so expensive that many are essentially homeless or living in intolerably squalid places. Many of the people on Bowen are comfortably retired or (uncomfortably) unemployed, employed only part-time or underemployed, yet many goods and services that these people might be producing, and which Islanders need, are not available on the island at all. And on the mainland, in addition to the cost of transportation to and from the city, these needed goods and services are often unaffordable, so ‘middle-class’ and poorer Islanders (including many in the so-called ‘creative class’ — artists and crafters and musicians and designers) do without them. And much of our commercial space is only… Read more »

June 12, 2013
http://www.theprovince.com/life/Bunny+Ranch+brothel+boss+ready+shop+Supreme+Court+strikes+down/8511176/story.html

August 8, 2013
http://www.cbc.ca/news/canada/british-columbia/story/2013/08/08/bc-vancouver-prostitution.html

there could be news soon that strikes down the prostitution laws. They Mainstream press is hardening us up. The bunny ranch story just can’t shutup about the woman prostitute getting out of her student loan predicament. That can be transposed to a whole number of financial problems, not least the home based business ‘mortgage helper’

@Skook

HPI cons:
1. Secret formula used to calculate. There isn’t much transparency.
2. Prior months have been revised on multiple occasions. This brings about concerns of consistency and honesty.
3. Apples and Oranges. Introduction of the HPI causes apples to oranges comparisons with historical data.