FFFA! Let’s get this August started!

Well here we are at the end of another work week. That’s means it’s time for another Friday free-for-all!

This is our open topic discussion thread for the weekend and news roundup. Here are a few links to kick off the chat.

Genworth nears limit
Canada should learn from Ireland
Rich white men decide what’s racist
US prices fall short of expectations

So what are you seeing out there? Post your news links thoughts and anecdotes here and have a great weekend!

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Suburbs are in the reverse bidding war most of propertirs selling for more than 5% under asking. I am looking at condos and townhomes, the true atory of cmhc and low interest rates. The market might stay at these levels for couple more years but it doesnt have the steam

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“This site used to be informative and insightful. Now it’s just a waste of time… what happened?”

What happened is that the real estate market has gone absolutely nowhere for 3 years so people have run out of things to talk about and keep rehashing the same old boring points day after day, week after week and month after month.

This is why the site frequently goes off topic, it’s painfully boring to talk about real estate when there is really nothing to talk about.


@Troll! Troll! Troll!

The only thing we were wrong about is that we underestimated just how unbelievably unsophisticated and easily manipulatable the majority of Vancouverites (especially you) are. All it took was cheap money from CMHC, a yellow helicopter, a phoney condo lineup, a misused “livability” survey, a marketing slogan (BPOE), the winter games and some HAM.

Son of Ponzi

So, prices are dropping in Quebec, Winnipeg and in Atlantic Canada, where the locals have overextended themselves.
But holding steady in Vancouver.
How can this be, when the local Vancouverites earn less than the Canadian average?
Simple answer.
But mentioning it would be racist.


….Mark this post. This will come to pass. When Harper finally retires or get kicked out he will do the following:…..

Then he’ll come back to Canada and present you with a tin foil hat for crop circle construction protection.

Son of Ponzi

Vancouver is not the most expensive City in North America.
It’s the least affordable one, given the income levels of the locals.
Enter HAM.



Vancouver has always been the most expensive city in Canada or very close to it.

Canada as a whole has one of the world’s biggest RE bubbles as a result of government and BoC policy post 2008.

And there’s your answer.

Bull! Bull! Bull!


the bubble didn’t burst. bears realized that they were priced out for ever. they became bitter and resentful. ironically, the comments that you call “informative and insightful” directly resulted in bears missing the boom.

many bears have revisited their thesis and realized they were wrong. they’ve started to consider what other factors are driving the market. many bears refuse to revisit their theories, despite being wrong for a decade.

Bull! Bull! Bull!

vancouver is the most expensive city in north america, second in the world.

vancouverites pay much more of their incomes towards housing.

vancouverites are loaded up with mortage debt.

if it was only easy lending, why would vancouver be an outlier on so many fronts? as an exercise answer this question, and show your work. i need you guys to make an effort. i’m tired of spoon feeding you.


This site used to be informative and insightful. Now it’s just a waste of time… what happened?

Zero Down Forty

In 2000, Van prices were 3.34 times higher than Winnipeg.
In 2013, Van prices were 2.86 times higher than Winnipeg

Relative home price difference between Van and Winnipeg actually lessened somewhat in 13 years.

Point is, they both received similar expansion of borrowing ability. Winnipeg nominal prices tripled; Van by 2.6 times. If anything, as you can see, the effects were relatively greater in Winnipeg.



vancouverites are miserable snotty people

walk by the guy who plays the violin around Burrard st, he usually has a dog with him, ….he writes signs next to his violin case about how miserable and stuck up vancouver people are


@1126: “Vancouver isn’t affordable for local incomes.”

But the great majority of buyers are locals.

So how’s that likely to turn out, even if mortgage rates don’t go up?

Bull! Bull! Bull!

Prices are up in Winnipeg, but its still affordable.

Vancouver isn’t affordable for local incomes. That’s the difference HAM makes. Are these ideas that complex? Come on guys.


Yup corrupt Aboriginals are driving Winnipeg housing.


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When I’m at an airport catching a connecting flight to vancouver I like to play spot the vancouverite. They are easy to spot because of their sullen faces and put on air of superiority. If you see someone enjoying the moment rest assured that they are not a vancouverite.